Retirement - United States (FD)

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    <Customer email="test@gmail.com" external_id="91523" md_status_nonpro="false" prefix="testt" type="INDIVIDUAL">
      <AccountHolder>
        <AccountHolderDetails external_id="91523" same_mail_address="true">
          <Name first="John" last="Smith" middle="D" salutation="Mr." />
          <DOB>1964-05-30</DOB>
          <CountryOfBirth>United States</CountryOfBirth>
          <MaritalStatus>M</MaritalStatus>
          <NumDependents>0</NumDependents>
          <Residence city="Testing" country="United States" postal_code="07514" state="NJ" street_1="1 Testers Drive"/>
          <Phones>
          <Phone type="Mobile" number="9142224565" country="United States" />
          </Phones>
          <Email email="test@gmail.com"/>
          <Identification  IssuingCountry="USA" SSN="111223334" citizenship="United States"/>
          <EmploymentType>UNEMPLOYED</EmploymentType>
          <TaxResidencies>
            <TaxResidency TIN="111223334" TINType="SSN" country="United States"/>
          </TaxResidencies>
          <W9 cert1="true" cert2="true" cert3="true" customer_type="Individual" name="John D Smith" blank_form="true" proprietary_form_number="5002" tax_form_file="Form5002.pdf" tin="111223334" tin_type="SSN"/>
          <Title code="Account Holder"/>
        </AccountHolderDetails>
        <FinancialInformation annual_net_income="50000" liquid_net_worth="50000" net_worth="75000">
          <InvestmentExperience>
            <AssetExperience asset_class="STK" knowledge_level="Extensive" trades_per_year="100" years_trading="10"/>
            <AssetExperience asset_class="OPT" knowledge_level="Good" trades_per_year="100" years_trading="10"/>
          </InvestmentExperience>
          <SourcesOfWealth>
            <SourceOfWealth percentage="100" description="Allowance from Spouse" source_type="SOW-IND-Allowance" is_used_for_funds="true"/>
            <SourceOfWealth description="Windfall from sale of real-estate portfolio" source_type="SOW-IND-Other" is_used_for_funds="false"/>
          </SourcesOfWealth>
        </FinancialInformation>
<RegulatoryInformation>
 <RegulatoryDetail code="EmployeePubTrade" status="false"/>
 <RegulatoryDetail code="ControlPubTraded" status="false"/>
 <RegulatoryDetail code="AFFILIATION" status="false"/>
</RegulatoryInformation>
      </AccountHolder>
    </Customer>
    <Accounts>
      <Account base_currency="USD" external_id="91523" margin="RegT" multicurrency="true" IRA_type="RO" IRA="true">
        <InvestmentObjectives>
            <objective>Growth</objective>
            <objective>Trading</objective>
            <objective>Hedging</objective>
        </InvestmentObjectives>
        <TradingPermissions>
          <TradingPermission country="UNITED STATES" product="STOCKS"/>
          <TradingPermission country="UNITED STATES" product="OPTIONS"/>
          <TradingPermission country="UNITED STATES" product="MUTUAL FUNDS"/>
          <TradingPermission country="MEXICO" product="STOCKS" />
        </TradingPermissions>
             <IRABeneficiaries spouse_primary_beneficary="true">
                    <PrimaryBeneficiary same_mail_address="true" external_id="Bene12345">
                        <Name salutation="Mrs." first="Jane" last="Smith"/>
                        <DOB>1955-04-01</DOB>
                        <Residence country="USA" city="Richmond hill" state="US-CT" postal_code="06905" street_1="71 libra ave" street_2=""/>
                        <Identification citizenship="USA" SSN="547258244" IssuingCountry="USA"/>
                        <Relationship>Spouse</Relationship>
                         <Ownership percentage="100"/>
                    </PrimaryBeneficiary>
                    <ContingentBeneficiary same_mail_address="true" external_id="Contbene1234">
                        <Name salutation="Mrs." first="Maria" last="Smith"/>
                        <DOB>1993-04-01</DOB>
                        <Residence country="USA" city="Richmond hill" state="US-CT" postal_code="06905" street_1="71 libra ave" />
                        <Identification citizenship="USA" SSN="738415033" IssuingCountry="USA"/>
                           <Ownership percentage="100"/>
                        <Relationship>Daughter</Relationship>
                        
                    </ContingentBeneficiary>
                </IRABeneficiaries>
        </Account>
    </Accounts>
    <Users>
      <User external_individual_id="91523" external_user_id="91523" prefix="testt">
      </User>
    </Users>
    <Documents>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="5002">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="77327" file_name="Form5002.pdf" sha1_checksum="06c49036c2eea742be9d3046f84a462d87f85b1c"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="1005">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="59162" file_name="Form1005.pdf" sha1_checksum="ef6628a8342b4d6abfc679034573a206c5cba658"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="2109">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="24536" file_name="Form2109.pdf" sha1_checksum="b759c413fd6305f09b2fb606ebd598f4dac35f37"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="2192">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="40953" file_name="Form2192.pdf" sha1_checksum="39ccf4784a367b32c8f86c567552ae06d50b453d"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3024">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="64062" file_name="Form3024.pdf" sha1_checksum="2f87a4c1b6315b4b577e7a2b5a4c20b8567ae2aa"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3044">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="44977" file_name="Form3044.pdf" sha1_checksum="20bf61f576d61c6cbf130d4e1a90a6cad1e9d1d1"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3070">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="17828" file_name="20170111_3070.pdf" sha1_checksum="a897fafa2c39373c29d41468f11319acf9c69a55"/>
      </Document>
      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3071">
        <SignedBy>John D Smith</SignedBy>
        <AttachedFile file_length="34312" file_name="Form3071.pdf" sha1_checksum="cf9375f16a64dd6f0e2a56c22837ed39bae5364c"/>
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      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3074">
        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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      <Document exec_login_ts="20180316134800" exec_ts="20180316134800" form_no="3094">
        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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        <SignedBy>John D Smith</SignedBy>
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